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The 2% was not per month. It was . And there was a "processing fee" of ₹3,000. A "verification fee" of ₹1,500. A "digital service charge" of ₹2,000. And a "late payment penalty" of ₹500 that had already been added because the system considered the loan "due at midnight" of the 15th day, not the end of the day. “Financial emergency
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Ravi was a man who lived by the numbers in his bank account. As a mid-level manager in a struggling logistics firm in Mumbai, he had mastered the art of stretching a rupee. But when his only daughter, Meera, received her admission letter from a prestigious engineering college, the numbers stopped adding up.